Use this contract: 

• To give the borrower the option of applying for loans up to the limit, as needed.
• Whether the loan is interest-free, with simple or compound annual interest, or one-off interest.
• Whether you lend in pounds or foreign currency, in any amount.
  

Protect yourself legally as a lender with the following options: 

• Stipulation of the conditions precedent to the granting of credit and request for the creation of a real or personal security to guarantee repayment. 
• Prohibition on selling significant assets, taking on debt or giving more advantageous security to third-party creditors. 
• Obligation to regularly confirm declarations, disclose financial statements or tax returns, subject to immediate termination. 
• Interest on arrears and reminder charges in the event of late payment, with the borrower obliged to cover any legal costs in the event of enforcement. 
• Immediate termination in the event of a change of control, bankruptcy or insolvency of the borrower. 

Safeguard your interests as a borrower by using the following clauses: 

• Possibility of early repayment, in full or in part, with cessation of interest. 
• Flexible calculation of simple interest with the option of a single or regular payment. 
• Option to specify a single interest rate that does not depend on the term of the loan. 
• Option to accumulate compound interest at different periods. 
• Limitation of reminder fees. 

Use this contract: 

• When you have taken out one or more loan contracts and the borrower needs an additional loan.
• If you wish to grant additional funds under the same conditions.
• If the additional amount is to be repaid on a specific date or at the same time as the existing loan.

Protect yourself legally as a lender with the following options: 

• Confirmation from the borrower that the old loan has been duly granted and will be repaid without reservation. 
• Stipulation of the conditions precedent to the granting of the additional amount and request for the provision of security on a preliminary basis. 
• Interest on arrears and the obligation to cover any additional damage in the event of late repayment. 
• Obligation to regularly confirm declarations regarding the borrower’s solvency, financial situation and legal status. 
• Immediate termination in the event of the borrower’s bankruptcy or insolvency. 

Safeguard your interests as a borrower by using the following clauses: 

• Possibility of early, total or partial repayment. 
• Flexible calculation of simple interest with the option of a single or regular payment. 
• Option to specify a single interest rate that does not depend on the term of the loan. 
• Option to accumulate compound interest at different periods.

Use this contract: 

• To grant a loan to a limited company incorporated in the United Kingdom.
• If you want the loan to be converted into capital instead of being repaid.
• Whether or not the loan bears interest, simple or compound, to be repaid or converted into capital.
• Whether you are lending in pounds or foreign currency, in any amount.
• When you wish to impose additional guarantees and restrictions on the borrower, or even penalties.

Protect yourself legally as a lender with the following options: 

• Adjustment of the loan conversion rate in the event of a significant fall in the value of the company up to the day of conversion. 
• Prohibition on selling significant assets, taking on debt or giving more advantageous guarantees to third-party creditors. 
• Obligation to regularly confirm declarations, disclose financial statements or tax returns, subject to immediate termination. 

• Interest on arrears and reminder charges in the event of late payment, with the borrower obliged to cover any legal costs in the event of enforcement. 
• Immediate termination in the event of a change of control, bankruptcy, or insolvency of the borrower. 

Safeguard your interests as a company by using the following clauses: 

• Imposition of a deadline for exercising the convertible option, as well as a preliminary condition to be met by the lender. 
• Possibility of waiving accrued interest if the option is exercised. 
• Indication of a fall in the value of the company to be tolerated by the lender, without the right to refuse the option. 
• Possibility of issuing the shares, or buying them from existing shareholders and selling them back to the lender.