Promissory note 

Use this template: 

• To confirm a debt that has not been formally documented or the amount of the debt has not been certain.
• That the debt arises from a loan or invoice, whether private or commercial, in pounds or foreign currency.
• That the debt is interest-free, with simple or compound annual interest, or single interest.

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Jurisdiction: England and Wales

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Use the following options to protect the creditor: 

• Legal title in the event of a dispute over enforcement of the debt. 
• Firm and clear statement by the debtor of the amount of the debt, interest, costs or penalties accrued to date. 
• Stipulation of the conditions precedent to the debt becoming due for payment, for the sake of clarity.